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November 15, 2017
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Cyber Monday 2017 Security Tips & Resources

After the infuriating news swept over the U.S. public in September—nearly 150 million Americans had sensitive information hacked over the summer—there’s a growing concern over what that cyberattack could mean for shoppers on Cyber Monday. Can you trust online stores to handle your credit card purchases securely? How can you protect yourself from further harm when shopping on Cyber Monday? Are those deals that look too good to be true actually a scam?

Here are a few ways to safeguard your online purchases and information when the sales start rolling out this November.

Cyber Monday

Trust Trusted Vendors

Although hackers can take down any website, big online retailers like Amazon, Newegg, and eBay are usually safe bets when shopping on Cyber Monday. Sticking with reliable online vendors can reduce your exposure to hacks, fake redirects, and overall risk.

If you need a resource to find good Cyber Monday deals, bookmark these frequently updated sites:

Avoid Public Wi-Fi & 4G Networks

That free Starbucks Wi-Fi may be convenient when you need to look up the guy who played that one dude in that one movie you liked—just stay off public connections when you’re shopping online. Stick to networks you know are secure, like the one at home or work, and you may save yourself from becoming easy prey to hackers.

Don’t Click Sketchy Links

Cyber Monday is flooded with great bargains—keep an eye out for seasonal Kia Sorento deals at our Lynchburg dealership—but there are always a few bad eggs in the bunch. Most scams are spread through emails and social media sites; even your Facebook friends and Twitter followers aren’t to be trusted, as their accounts could have been compromised by hackers to lure in unsuspecting victims. An unfortunate click could lead to malware, viruses, or worse.

Credit Lock

Change Login Information before Shopping

Don’t assume you’re safe just because your password is long and complex. After the data breach this summer, all bets are off when it comes to your security. Every existing account at an online store, such as Amazon, should be reset with a new password. And change your email passwords, too; they’re the gateway to all your other accounts.

Review Bank Statements over the Holidays

Keep an eye on your transactions all season long. With Black Friday and Cyber Monday looming, your bank is going to be busy keeping track of millions of purchases and returns, so it’s your responsibility to monitor for fraudulent activity. If you notice something amiss, contact your bank’s fraud department immediately for assistance in canceling accounts, etc.

Set Up Credit Alerts

If your credit card company or bank offers Credit Alert Protection, use it! Rather than auto-approving any purchase, the company will notify you when a charge is made that goes over the price you designate. Identity theft is not a joke.

Take Immediate Action if Fraud is Detected

In addition to contacting your bank or credit card company to close an account, you should also take the following steps to avoid further damage to your credit:

  • Visit your local Consumer Protection Office. If you live in Virginia, you can find a list of offices here.
  • Change all—and we mean all—of your account passwords, starting with the most important accounts (bank, mortgage, email).
  • Request a free copy of your credit report to discover other signs of fraud.
  • Freeze your credit with every credit reporting agency. This may even be a good idea if you’re worried about the summer data breach that likely affected every adult in America.
  • Read more about consumer fraud and phishing schemes at occ.treas.gov.
  • Inform any company that holds an account for you, including utility, auto loan, home mortgage, cell phone, insurance, and student loan companies. They may want to issue you a new account number.

Use a Secure Connection

Whenever making a purchase at an online vendor, be aware of the website URL before submitting your credit card number or payment information. You should see a secure “padlock” icon near the URL, which should also be encrypted using HTTPS protocol. If you don’t see the “https” or a “padlock” when completing a transaction, consider backing out and shopping somewhere else.

When applying for a car loan at Kia of Lynchburg, for instance, we use an encrypted HTTPS form to ensure your online safety. Here’s an example of what our secure auto financing URL looks like:

 

As has always been the case, we want you to feel entirely secure when shopping at our Lynchburg Kia dealership—both online and in person. If you need help finding a new car on Cyber Monday or over the holidays, trust in our professionals to be your guardians. We’ll help you secure a low-interest car loan on any of our new Kia models or used car for sale.

2018 Sorento
2018 Sorento – Photo: kia.com

For more details, call us at (434) 847-3292 or stop by our Lynchburg car dealership at 3400 Old Forest Road. We have a wide variety of pre-owned vehicles and new Kias for sale, including the latest 2018 Kia Sorento. Take this fantastic new SUV for a test drive around Campbell County today!

 

 

 

Sources & Photos:

https://www.kia.com/us/en/vehicle/sorento/2018

https://arstechnica.com/information-technology/2017/09/why-the-equifax-breach-is-very-possibly-the-worst-leak-of-personal-info-ever/

https://www.occ.treas.gov/topics/consumer-protection/fraud-resources/index-fraud-resources.html

https://www.amazon.com/Cyber-Monday/b?node=5550342011

https://www.retailmenot.com/holidays/cyber-monday

https://www.groupon.com/occasion/cyber-monday-deals

https://www.overstock.com/cyber-monday

https://www.cybermonday.com/

https://www.usa.gov/state-consumer

https://www.consumer.ftc.gov/articles/0155-free-credit-reports

https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs

 

October 11, 2017
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The 5 Scariest Haunted Houses near Lynchburg, VA

Are you ready for the fright of your life? Do you dare venture into the dark with nothing but outreached fingers to find your way? Will you cower in fear or stand up to the monstrosities that lurk in the dark? Here are five of the scariest, creepiest, and spookiest Lynchburg haunted houses to make you scream until your voice gives out.

Scariest Lynchburg Haunted Houses

1. Scaremare (2300 Carroll Avenue, Lynchburg, VA)

The final day to experience Lynchburg’s renowned haunted house, Scaremare, is Saturday, October 28th.  Hosted by Liberty University, Scaremare produces goosebumps at every twist and turn. Take the 40-minute journey through the woods, over vine-popping trails, and into the haunted manor. Were those blood-curdling screams you heard? Yep.

Just $10 gets you inside, but you’ll pay far more to get out in one piece! Visit the Scaremare site for more details. Continue Reading →

September 13, 2017
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The 2018 Kia Optima is a Critic’s Darling

Every time our Lynchburg car dealership receives a new Kia model, it’s like welcoming a newborn baby into the family. We squeeze its cheeks. We play rousing games of peekaboo. We nurture it as if it were, well, an infant. But when those new baby Kias are ready to leave us with an emptier nest—they grow up so fast—we put on a brave face and let them out on the open road. And there’s perhaps no car better prepared to be on its own than the all-new 2018 Kia Optima. Help us send this well-raised sedan out into the world, will you?

Here’s what the critics, experts, and reviewers think about the new Kia Optima, which is available for sale and lease right now at our Kia of Lynchburg, VA dealership.

2018-kia-optima-lynchurg-va Continue Reading →

October 1, 2016
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Garage Organization & Cleaning Tips for Fall

“I can’t wait to use this pasta maker when I get home!” And there it sits, in your garage, unboxed and awaiting its opportunity to be the star of your family’s Spaghetti Night. Situations like this are inevitable if you’re a homeowner. What was once meant to be a season-long solution turns into 365-day storage, and before you know it, the unboxed, impractical appliances start piling up and limiting space for your vehicles. Let’s remedy that!

Although winter cleaning is all the rage, Autumn is really the perfect season to clean out your cluttered garage and get organized. Here are a few tips to help kick your garage-cleaning project off the ground this fall, so your cars can have a roof over their heads hoods, too.

Analyze & make a plan (then stick to it)

garage-cleaning-tips

Setting out to clean your garage is no different than setting and abiding by your monthly budget. Sure there is some leniency here and there, but your ultimate goal should remain unchanged throughout the clean-up process.

To get your garage car-ready, it’s best to analyze your level of disorganization first. Do you simply need more storage and a wicked sweeping, or are you hoarder-level disorganized? This will help you determine what needs to be done, as well as if your task can be completed in an afternoon or weekend.

Once you’ve set aside time-based on your estimates, start a system. A basic garage cleaning system might entail three lists and their respective driveway piles: Keep, Toss, and Donate. Park your cars on the street, grab a few large trash bags, and get to work. Continue Reading →

September 1, 2016
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Kia of Lynchburg Welcomes the All-New 2017 Kia Sorento

Fresh off last year’s redesign, the 2017 Kia Sorento embarks on its newest journey to the peak of Mount SUV. And at Kia of Lynchburg, we’re ready to be its guide. Let’s take a look at why we believe this year’s Sorento is the crossover that will make drivers curl their lips into a smile.

2017 Kia Sorento SUV 2017-kia-sorento

Kia Sorento SUVs are available in five trims (and their derivatives): the base L, LX, EX, SX, and Limited models.

In the baseline L trim, the Sorento packs a load of features while still remaining a bargain crossover. Keyless entry, cruise control, stain-resistant seats, Bluetooth connectivity, USB inputs, and a cleverly designed central stack and dash make up it and its upper-level compatriots’ list of features. A 2.4-liter 4-cylinder engine pops out 185 horsepower for an impressive EPA-rated 28 mpg highway in FWD*. Across the entire Sorento lineup, standard equipment includes hill start assist, electronic stability control, ABS, and torque vectoring cornering controls. Continue Reading →